OUR SERVICES | Individual Insurance

Life Insurance

Life insurance ensures that the people who depend on you will be provided for if you die. It is the basic foundation of financial security for you and your family. There are many different types of life insurance; we can tailor an insurance product to meet your unique situation and financial goals.
  • Term Life
  • Whole Life
  • Universal Life
  • Variable Universal Life
  • Survivorship Life
Disability Insurance

Men and women of employable age are more likely to be disabled than they are to die. Most individuals do not have sufficient capital to support themselves and their families in the event of lost income. Purchasing disability income insurance is a critical tool in planning for a period of disability. We can help evaluate your potential need for disability income insurance and analyze the options.
  • Individual income
  • Supplemental DI to group benefit
  • Overhead expense insurance
LTC Insurance

Planning for your family and future should include long term care insurance. Nursing home care and home health care costs are becoming an increasing burden to aging individuals and their families. Planning early for the potential need of elder care benefits can allay serious financial strain at a later time.
  • 100% Home Health Care
  • Survivorship and Shared Care
  • 10-pay Option
  • Spousal Discounts


Important Information About Your Advisor.

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This communication strictly intended for individuals residing in the states of AZ,CT,DE,FL,GA,KY,MA,MD,ME,NC,NH,NY,RI,VA,WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services.
Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested.
Securities and advisory services offered through Commonwealth Financial Network®.
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